As a motorist, you might wonder about the average car accident settlement in CA, especially if you’ve recently been involved in an injury accident. However, it’s essential to recognize that no accurate “average” settlement amount exists. Car accident settlements vary significantly from case to case, influenced by multiple factors. These factors include the type and severity of injury, the determination of liability, the amount of damages, available insurance coverage, and the strength of your lawyer.
Read on to learn more about car accident compensation and how each factor impacts your case value.
Type and Severity of Injury
Injuries sustained in a car accident can range from minor cuts and bruises to severe, life-altering conditions like traumatic brain injuries or spinal cord damage. Generally, the more severe your injuries, the higher the potential settlement. That is because serious injuries require extensive medical treatment, often leading to significant medical bills and a lengthy recovery process. It’s crucial to have all your injuries adequately documented and follow all necessary medical treatments to maximize the potential compensation you can receive.
Establishing who was at fault in the car accident plays a pivotal role in determining the settlement amount. California operates under a comparative negligence rule, meaning that your settlement may be reduced by your percentage of fault in the accident. For example, if a jury finds you 20% at fault, your settlement will be reduced by that percentage. That means the maximum recovery in your case is 80% of your damages. A skilled California car accident attorney can help gather evidence and build a solid case to minimize your share of liability.
The types and amounts of damages you incur directly influence the car accident payout. Damages can be both economic and noneconomic. Economic losses are quantifiable financial losses such as medical bills, lost wages, and property damage. Noneconomic damages are intangible losses such as pain and suffering, emotional distress, and loss of companionship.
When you hire the Law Offices of Ali Yousefi, P.C. to represent you, we will help you calculate all car accident damages and come up with a fair demand amount. When you don’t hire a lawyer, you might undervalue your own case or risk accepting the first offer the insurance company extends.
Amount of Available Coverage
The insurance policies of all parties involved also directly impact the potential settlement amount. If the at-fault party has minimal insurance coverage, it can limit the compensation you receive, regardless of the extent of your injuries or damages. For example, if you have $100,000 in damages but the at-fault party only has $25,000 in available bodily injury coverage, you may struggle to collect more than the $25,000 policy limit.
If you have underinsured motorist (UIM) coverage, you may be able to collect additional compensation from your own insurance company. Understanding these policies and how they affect your case is crucial, and a knowledgeable lawyer can assist you in navigating these complexities.
The Skill of Your Attorney
Your lawyer’s experience, knowledge, and negotiation skills significantly affect the settlement you receive. An experienced attorney knows how to evaluate your case and establish liability accurately. They know how to calculate damages, negotiate with insurance companies, and represent you in court if necessary.
It’s important to find an attorney who will fight tirelessly to get you the compensation you deserve—even if that means taking your case to trial. A less experienced lawyer might push to resolve the matter pre-litigation, even if doing so is not in your best interests, to avoid the stress and time of preparing a case for trial.
Contact the Law Offices of Ali Yousefi, P.C.
While looking online for an average car accident settlement in CA might be tempting, it’s critical to remember that each car accident case is unique. The potential compensation you receive will depend on the specific circumstances of your case. Ali Yousefi understands the intricacies of California car accident cases. He is committed to helping clients secure the compensation they deserve. Contact us today for a free consultation. Let our team of skilled legal professionals assist you on your road to recovery.