| Read Time: 3 minutes | Car Accidents

On average, nearly 17,000 car crashes happen daily in the United States. Considering that there are 5.4 million registered Uber drivers, it’s safe to assume that many of these accidents happen while using the service. But what happens if you get in an accident while driving for Uber? 

Many drivers don’t know how to react after a crash, leading to insurance problems. If you don’t want this to happen to you, contact the Law Offices of Ali Yousefi, P.C. Our firm can help you protect your rights and seek the compensation you deserve for your damages.

Moments After the Crash

The first thing you should do after a crash is take a moment and compose yourself. Next, follow these steps to protect your well-being and legal rights: 

  • Get to safety. Move your vehicle off the road if possible. When it’s safe, exit the car and walk away from the road to avoid further risk. 
  • Check for injuries. Look over yourself and your passengers. Take note of any injuries and begin first aid if necessary.
  • Report the accident. Call 911 to report the crash and request medical care if there are injuries. Law enforcement will arrive and begin investigating the accident.
  • Gather evidence. Take photos and videos of the scene, the vehicles, and injuries. If there are witnesses, ask for their contact information if they need to give a statement. 
  • Exchange information. Ask the other driver for their name, insurance, and contact information. Be ready to provide your details at the same time. 
  • Report the crash to Uber. You must notify Uber of the crash so a representative can guide you through any additional steps. The company will also conduct its own investigation based on this report.

Once you do all these steps, wait for the responding police officers to conclude their investigation. They will let you know when you can leave.

Determine If You Qualify for Uber’s Insurance Carrier

Uber offers insurance to drivers but only under certain conditions. How you proceed depends on your answers to the following questions.

Were You En Route or On an Active Trip?

Uber offers its highest insurance coverage if you pick up a passenger or are on an active trip. If you are at fault, your coverage will cover up to $1,000,000 for property damage and injuries to riders and third parties. Additionally, the policy covers repair and replacement costs as long as your personal insurance policy includes comprehensive and collision coverage. 

Were You Online and Waiting for a Trip?

As long as you are online, you qualify for some coverage despite not being on an active trip. If you are found to be liable, Uber’s insurance will cover up to:

  • $100,000 per accident for injuries ($50,000 per person), and
  • $25,000 in property damage per accident.

However, you must contact your insurance carrier regarding your injuries or car repairs.

Were You Offline?

Uber offers no insurance for drivers who aren’t online. You will need to work with your personal carrier for all claims. Your insurer should be familiar with Uber claims and will be able to guide you through the process.

What Happens If You Get in an Accident While Driving for Uber Eats?

If you were driving for Uber Eats during the crash, you would follow the same process as above. Uber’s notification and insurance policies are the same for rideshare and delivery drivers. Uber will also help inform the order recipient about the accident and help them replace their order. 

Speak with an Attorney

You may be eligible for compensation if you aren’t the at-fault driver after a crash. However, you should work with an experienced personal injury lawyer to maximize your chances of a successful outcome. 

The Law Offices of Ali Yousefi, P.C. is a leading firm in Northern California. Attorney Ali Yousefi will handle your case from start to finish, including:

  • Investigating the crash, 
  • Holding liable parties accountable, 
  • Negotiating a fair settlement, and
  • Representing you in court. 

With our firm by your side, you can focus on recovering from the crash and returning to what you enjoy most.

What Damages Can I Recover After a Crash?

Victims face various challenges after a car accident, but Uber drivers face even more issues. Not only are you left with medical and car repair bills, but you might also be unable to drive your car for some time. And if you don’t have a car, you can’t earn a living driving with Uber. 

If you were involved in an Uber crash, you may be eligible for damages such as:

  • Medical expenses, 
  • Mechanic’s bills, 
  • Lost wages, 
  • Lost earning potential,
  • Pain and suffering, 
  • Emotional distress and
  • Loss of enjoyment of life.

Speak with the Law Offices of Ali Yousefi, P.C., to understand the value of your claim. Our firm will calculate all potential damages and help you fight for the compensation you deserve.

Schedule Your Free Consultation

So, what happens if you get in an accident while driving for Uber? You call the Law Offices of Ali Yousefi, P.C. Our firm has recovered millions of dollars for injured clients, and we’re here to help you. We understand the urgency of your situation and will work hard to get you the maximum compensation possible.Contact us now to schedule your free consultation.

Author Photo

Attorney Ali Yousefi is the founder of Law Offices of Ali Yousefi, P.C., and has distinguished himself as one of the leading lawyers in California. Ali values that his work allows him to make a direct, positive impact on the lives of people who have experienced stressful or traumatic events.

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